We applied through Cap One blank check. It came back approved up to 24K at 17%. Since I was wanting a cheap vehicle we were fine with paying the 17%.
We were discharged of our current auto loan. We've been making payments just to keep it but aren't legally liable for it so when we did the loan papers the only thing I was listed was our mortgage.
Come to find out our current auto is financed with HSBC and they think we are liable and they've been reporting to our credit every month.
So when Cap One pulled our credit they found that we had a mortgage at $439 a month and another vehicle note at $592 a month.
My question is our lawyer is working on taking care of this right now. When he does should we make our current auto company take all that off our credit and reapply? Or will it really make a difference?
We were discharged of our current auto loan. We've been making payments just to keep it but aren't legally liable for it so when we did the loan papers the only thing I was listed was our mortgage.
Come to find out our current auto is financed with HSBC and they think we are liable and they've been reporting to our credit every month.
So when Cap One pulled our credit they found that we had a mortgage at $439 a month and another vehicle note at $592 a month.
My question is our lawyer is working on taking care of this right now. When he does should we make our current auto company take all that off our credit and reapply? Or will it really make a difference?
