Do I have to wait until discharged to apply for credit/store card or can I try after we are filed. There are some places I shop that give discounts, coupons if you use their card and I hate to miss out on these deals (mostly kids clothing) Its not that I need to pay by credit but would like to take advantage of the deals that are sometimes only valid if paying with their card.
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Dena Ch 7 (Joint)
FILED Oct 23 2006
341 meeting Nov 16 2006 DONE!!!! -
If you have filed but your case isn't discharge and officially closed, you are not to take on any new debt (in other words, get a credit card) without your trustee's permission. Try using coupons and other money-saving deals until your case is closed.Originally posted by ekelly4200 View Post
Frankly it would be a miracle if anyone gave you a credit card before discharge anyway. Since you are pre-discharge, depending on your state, the new card could potentially be included in your bankruptcy and any balance wiped out. No company in their right mind would give you a card right now.I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go -
ah gotcha. I would plan on keeping any card and paying it (any other way is fraud knowing I was doing ch 7) I know it would be ify but wasn't sure if it was even allowed at this point. ThanksOriginally posted by lrprn View PostDena Ch 7 (Joint)
FILED Oct 23 2006
341 meeting Nov 16 2006 DONE!!!!Comment
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