Just Got approved car ...

[invest1choice]

Oh My God .. I know I said NO way to the car payment we were being offered at Car max and Wells Fargo interest in the 24%- 26% rate ...
BUT " OUR CAR DIED " Who was gonna quit there job since we work diffrent shifts????

So my husband got a brainstorm since he was in the credit union handling other business to ask about a personal loan ?? He was Denied of coarse ..
So the lady asked why he needed it? He said to buy a 1995 Volvo that was $3000.00 She asked where and what dealer ? Then said ..When do you want to pick it up? He said are you approving me she said yes they work with that dealer all the time .. All you have to do is have the $100.00 a month payment directly debited from your acct..

The rate is 10.5 % amazingly I just wanted to let you know Credit Union's are really good if you can get involved through your job ... We needed this since we are selling our home to rent for at least 1 year then buy a home... We were on a arm that we cannot afford to refi since there is not much equity in our home to work with we just are selling .. So this is a Blessing in disguise we can pay off 3000.00 very quickly but the lady at the credit union said to let it ride out at least 6 months to 1 year to rebuild..
We just came out of 1 year BK7 so there is hope ...

[DisneyGirl]

That's great! I'm glad they could help you out so you could get the car!

[CATCHMEIFYOUCAN]

Yes credit unions are great when it comes to financing than any "regular bank," because I've gotten quiet a few car loans, one as low as 6.5% and even consolidation loans, just as long as your paying them through your attached checking/savings account.

Good For You ! Catchmeifyoucan

[invest1choice]

That just seems like the way to go... If you have a local credit union that you can join without having to have to go through your job....