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    last payment wont post

    So we've been following our payments on the www.13datacenter.com website and they always post within days of our mailing them in days of receiving them. But now we've sent our LAST payment in... 3 weeks ago and it hasn't posted. Is it normal for them to not acknowledge the payment or post it anyway???

    #2
    Generally, the payment should post like any other payment. You should probably call the trustee and follow-up on this issue.

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      #3
      Was the money taken out of your bank account?

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        #4
        we mailed the payment in...and it seems weird that every other payment that we've mailed in should post but the very last one???

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          #5
          Originally posted by georgiagin View Post
          we mailed the payment in...and it seems weird that every other payment that we've mailed in should post but the very last one???
          For heavens sake, call your lawyer and ask him/her to call the trustee immediately and find out if your last payment has been received or not. If you filed without a lawyer, then call the trustee's office yourself.

          Be proactive here - go find out whether the payment has been received or not, and do it as soon as possible! If it has and it's just that the trustee is holding on to it while the final accounting is done for all your creditors at the end of your Ch 13, then no harm done. But if the check has been lost somehow (it does happen), you don't want your case to be dismissed after years of on-time payments when a simple phone call could get the answer in a few minutes. Go make that call to your lawyer or the trustee's office!
          Last edited by lrprn; 06-25-2007, 04:57 PM.
          I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

          06/01/06 - Filed Ch 13
          06/28/06 - 341 Meeting
          07/18/06 - Confirmation Hearing - not confirmed, 3 objections
          10/05/06 - Hearing to resolve 2 trustee objections
          01/24/07 - Judge dismisses mortgage company objection
          09/27/07 - Confirmed at last!
          06/10/11 - Trustee confirms all payments made
          08/10/11 - DISCHARGED !

          10/02/11 - CASE CLOSED
          Countdown: 60 months paid, 0 months to go

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            #6
            well we did call the trustee and the payment seemed to have vanished. So we did a trace on the money order and after a month of waiting got that money back from the Post Office as it had never been cashed...but prior to that we went ahead and sent in another payment and we certified mailed it this time! So we're showing a balance of 0 owed...and that they actually have about $30 in reserve that should be refunded to us. But no discharge yet We dont know what is taking so long!!!

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              #7
              I've read here that it takes anywhere from 2-6 months after the last payment is received to get discharge papers from the court.

              (waiting by mailbox)

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