I owe Bank One 6.600 $. They agreed to settle for half and we made a payment schedule that I was unable to keep. I was not able to make my first payment of 1.100 $. I am trying to renegotiate with them. What can they legally do or what would probably be their next course of action if I can't come up with the money? And what are my options?
Everything has been done over the phone so far, nothing in writing...
I'm a little scared reading about seized bank accounts and garnished wages, can they really do that??? How is one suppose to live? I'm not sure how the whole bk process works, wether to file ch7 or 13 or what the difference is, how long it takes and what all I need (paperwork).
Everything has been done over the phone so far, nothing in writing...
I'm a little scared reading about seized bank accounts and garnished wages, can they really do that??? How is one suppose to live? I'm not sure how the whole bk process works, wether to file ch7 or 13 or what the difference is, how long it takes and what all I need (paperwork).