I live in Florida. Due to my separation and divorce over two years back I had ended up with a huge amount of dept. I sold my home and I have have been able to deal with my creditors directly or with a collection company. I have explained my situation and paid off all my accounts. The only account were I have not beeen able to deal with is Citibank....I have tried to explain and try to negotiate but I have gotten no where. They attained an attorney and served me with a summons. I answered it the same day and again explained how I got into this mess due to my separation and later divorce. I explained how I even decided to sell my home and negotiate with my creditors to have the accounts paid. And that the amount they were asking for $27 thousand plus....was not even my limit amount there fore I was disputing that. I had $6,000.00 left after paying everyone off and I would pay Citi this amount in order to close the account.
But they did not accept this. They're attorney said they would only take 80%. I again explain my situation and they said they would send my a financial affidavit or form of some kind. I told them that I would be willing to pay half of what they say I owe.....and send them $100.00 a month until it was paid.....they said to wait for the financial affidavit. What should I do....should I just start paying Citibank the $100.00 monthly out of good faith attached with a letter explaing why Im paying this amount?
Please help.
I am worried sick from this acccount.....I have litterly nothing in my name....Im trying to do the right thing....I feel so upset and worried I cant even eat or think straight form this whole ordeal....Please help me with whatever information possible.
But they did not accept this. They're attorney said they would only take 80%. I again explain my situation and they said they would send my a financial affidavit or form of some kind. I told them that I would be willing to pay half of what they say I owe.....and send them $100.00 a month until it was paid.....they said to wait for the financial affidavit. What should I do....should I just start paying Citibank the $100.00 monthly out of good faith attached with a letter explaing why Im paying this amount?
Please help.
I am worried sick from this acccount.....I have litterly nothing in my name....Im trying to do the right thing....I feel so upset and worried I cant even eat or think straight form this whole ordeal....Please help me with whatever information possible.
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