I am 33 months into a 59 month chapter 13. I got married less than 2 years ago to a lady who had a house of her own and mortgage in her name. Last fall she put a small addition onto the house and remodeled and took out a credit line for the amount of work done. Recently her banker suggested that she combine the 1st mortgage and line of credit extended (or 2nd) into one because of the interest rates where they are now. My wife has agreed to go ahead and do this but also wants me on the mortgage and note. The bank nows my history and are going ahead and do the refinance of her house, only with me on the note too. I am not sure if I explained this very well but I am curious to know if I will get in any trouble with the court or trustee by doing this. My wife just wishes to have me on the house and the bank is agreeable. I sure would appreciate some feedback on this question or concern of mine. Thanks.
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