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Deleting Bank Account Information - Bank of America

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    Deleting Bank Account Information - Bank of America

    One of the steps I learned here from other posters regarding strategic preparation is to ERASE all bank account information linked to my Credit Cards. I used to pay all of my CC's online, using my primary checking account. For all of my cards, this process was smooth with the exception of Bank of America. When I attempted to delete my bank account information from Bank of America, this popped up:

    We're sorry, the account you are trying to delete is the one selected as your preferred account. You must first provide a different U.S. checking or money market account as a funding source for your Net Access/Online Banking account(s). After adding this new preferred account, you may delete your current account.

    Now, I also had a BOA checking account with a zero balance, so I simply added that one, confirmed it by waiting for BOA to make a small deposit and notify them of the amount, and then delete my primary checking account....But I wanted to post this as a warning to anyone in the process of trying to delete their payment information.

    #2
    Yeah, if you have authorized the creditors to make withdrawals for payment, you definately want to do this. However, if you simply use online bill pay where "you" authorize your bank to send a payment, you don't really need to take this step.

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