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"Cleared to Close" 15 months after Chapter 13 Discharge

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    "Cleared to Close" 15 months after Chapter 13 Discharge

    Our FHA Cash-Out Refi was given the "cleared to close" status today, with closing set for Monday afternoon. I was very worried because it had to go through manual underwriting. But the Loan Officer said it came thorugh very clean. We can now use that to pay off a car loan, so the only debt we will have is the mortgage itself. The rest can go to home improvements, like a new HVAC before the summer arrives.

    There is hope and a new begining after Bankruptcy.


    File Chapter 13: 9/17/03
    Discharged: 12/12/07
    FICO Score Today: 709

    #2
    Good for you, and best wishes on your 'fresh start'.

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