My current income will put me about $2000/yr above my states median income, however, I have only had the job for 3 months. Since they use the average of the last 6 months, will that make me eligible for Chapter 7 if I fille right now (it puts me well under the $100/m disposable income)? Or will they take into account that my new job will, in the future, give me about $200 disposable income?
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Well, if you have filed already (And I'm guessing you haven't) by the time you do, more time will have elapsed and thus, your situation will look better to the trustee.
I'd say (At worst) expect to be coverted to a Ch 13, but try for the Ch 7.
Plus, do something in the meanwhile..KEEP A JOURNAL OF EVERY PENNY YOU SPEND. You'd be very surprised to see that $200 you think you have extra is not there!! -
Well, if you have filed already (And I'm guessing you haven't) by the time you do, more time will have elapsed and thus, your situation will look better to the trustee.
I'd say (At worst) expect to be coverted to a Ch 13, but try for the Ch 7.
Plus, do something in the meanwhile..KEEP A JOURNAL OF EVERY PENNY YOU SPEND. You'd be very surprised to see that $200 you think you have extra is not there!!
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Thank you
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