refinance

newstart · 05-18-2006, 12:27 PM

Hey, I was able to refinance my vehicle through road loans and the interest rate is much better than I previously had and my payment is 102.00 less than it was. I was even told if I decide to get a new a car I can go through them for financing for another vehicle any time. So I am very thankful.

jaura6588 · 05-21-2006, 03:14 PM

what was the intreast? I have just had my bk discharged in feb 07. scores are 600's, do you think i could qualify? my cuurent apr is 22%!!

newstart · 05-22-2006, 06:01 AM

My previous interest rate was 24% and now roadloans is giving me 18%. I think you would qualify. What I did was go on lendingtree.com and let them match with lenders. My credit score is not yet in the 600's so I would give it a try. 18% is not considerably low but it is a lot better than what I had. You may be offered a better rate with roadloans or matched with a different lender that would offer you a better rate than that.

newstart · 05-25-2006, 06:57 AM

Well I decided I wouldn't refinance and took my chances getting an auto loan and I was approved so I will be out looking for a new vehicle. My first choice is a 2005 Impala. Bankruptcy really made a difference in my life for the better. If I didn't file bk I think I would have had a nervous breakdown trying to straighten out my finances.

05-18-2006, 12:27 PM	#1
newstart Registered User B/F Contributor Join Date: Nov 2005 Posts: 367	refinance Hey, I was able to refinance my vehicle through road loans and the interest rate is much better than I previously had and my payment is 102.00 less than it was. I was even told if I decide to get a new a car I can go through them for financing for another vehicle any time. So I am very thankful.
	Discharged 2/27/06, closed 6/1/06

05-22-2006, 06:01 AM	#3
newstart Registered User B/F Contributor Join Date: Nov 2005 Posts: 367	My previous interest rate was 24% and now roadloans is giving me 18%. I think you would qualify. What I did was go on lendingtree.com and let them match with lenders. My credit score is not yet in the 600's so I would give it a try. 18% is not considerably low but it is a lot better than what I had. You may be offered a better rate with roadloans or matched with a different lender that would offer you a better rate than that.
	Discharged 2/27/06, closed 6/1/06

05-25-2006, 06:57 AM	#4
newstart Registered User B/F Contributor Join Date: Nov 2005 Posts: 367	to buy or refinance Well I decided I wouldn't refinance and took my chances getting an auto loan and I was approved so I will be out looking for a new vehicle. My first choice is a 2005 Impala. Bankruptcy really made a difference in my life for the better. If I didn't file bk I think I would have had a nervous breakdown trying to straighten out my finances.
	Discharged 2/27/06, closed 6/1/06

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05-21-2006, 03:14 PM	#2
jaura6588 Registered User B/F Newbie Join Date: May 2006 Posts: 50	what was the intreast? I have just had my bk discharged in feb 07. scores are 600's, do you think i could qualify? my cuurent apr is 22%!!