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    LendingTree.com

    It seems like I have read several people were able to use lending tree and actually got loan offers for home/auto after they were discharged (sometimes more than one offer)? Am I correct?

    #2
    Originally posted by Lesa13
    It seems like I have read several people were able to use lending tree and actually got loan offers for home/auto after they were discharged (sometimes more than one offer)? Am I correct?
    You can get several offers, lending tree is just a website that sells your information to 4 brokers or banks usually. IT does not necessarily gurantee you the best rate. Please post your scenario here and we can take a look and see what you can do to get approved. For example credit scores, income, job time, estimated payment you are looking for, any money you have to work with if looking to put a doen payment. You can generally get financing with a 580 score for 100% financing.
    Nick Kusan

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      #3
      I got offers from 2 places for an auto loan and not one lender for a mortgage.
      Discharged 2/27/06, closed 6/1/06

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        #4
        We were at first told we didn't qualify for any of their lenders but then we were contacted by a company with an offer for a mortgage.
        Filed 09/05
        Discarged 1/2/06
        Closed 1/13/06

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          #5
          I highly recommend Lending Tree. They often take out the middle man for you!
          BUSY running my own credit repair services! Sorry I don't stop in so often any more!

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            #6
            Lending Tree is great for the consumer, however, you may find lenders trying to "undercut" the other guy to "win" your business. But when it comes time to sign, you might have a higher rate that you were promised.

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              #7
              Lending Tree was the first outlet we used to try to get a mortgage. I got about 6 calls from different mortgage brokers the first 2 days....and about 2 or 3 a day for the next 3 weeks. They all said the same thing and no one from there was able to help. I actually STILL got calls til the day we moved!! If you don't mind all the calls from every broker in the state.....
              We eventually found a lender to get us a mortgage! Thank Heavens!

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                #8
                nlmc is the truth

                BEENTHERE, i first would like to say thank you for giving me the information on nlmc they got me apporoved with 100.00 % loan and i,m now looking for my first home i just wanted to thank you so much . if any one does,nt know i,m proof.
                Filed bankruptcy oct,7,2005
                341 meeting on nov,16,2005
                discharged on march 9, 2006
                fico scores as of march 16,2006
                transunion :405
                equifax :506
                experian: 498
                hooters card : $750.00
                aspire card: $300.00
                orchard bank : $300.00
                2006 hyundia sante fe 16,250 10%interest

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                  #9
                  Re

                  Brownladye! Great! That's great news!!!! Glad I could help!! They were the only company that helped us after we talked to like 10 brokers! I wish you all the best!!

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                    #10
                    Lending Tree is a joke in my opinion. I used their service in 2003 when I was looking to buy a car. My score at that point was in the mid 600s with a good history. They were unable to find even a single lender willing to help me get a car.
                    Filed Pro-se: 01/18/06
                    341 meeting: 02/14/2006
                    Objection Deadline: 04/17/06
                    Discharge: 06/13/2006
                    Closed: 06/21/2006

                    Credit cards

                    06/25/06, reopened a Discover that I closed before my bk, $1500 limit
                    July 2006, Target Redcard $200 limit
                    August 2006, Hooters MC $1750 limit

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                      #11
                      No luck with Mortgage lender but we did get a mortgage through Countrywide FLD...We had great luck through lending tree with our new car...We had about 4 offers with descent interest rates.

                      HTH !!

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