|
|
|||||||
|
Get your FICO score (grab a discount code here) |
 |
|
|
Thread Tools | Rate Thread | Display Modes |
08-13-2006, 05:51 AM
|
#1 |
|
Registered User
B/F Newbie
Join Date: Jan 2006
Location: sanford,florida
Posts: 49
|
i can,t believe i got a car!!!!
When i first got out of bk i got a car from j.d.byrider who offers car to people thru their own finaning company c.n.a.c at extremely high interest rates 24.0% i have had that car since nov 2005 i went to the dealership near me and i got a brand new 2006 hyundia sante fee with 16 miles on it at 10% interest but i plan to refinance with my credit union that i just joined as soon as possible. i,m so happy that things are finally looking up.it,s also good to see that things are looking up here for everyone it,s so encouraging.  |
|
Filed bankruptcy oct,7,2005
341 meeting on nov,16,2005 discharged on march 9, 2006  fico scores as of march 16,2006 transunion :405 equifax :506 experian: 498 hooters card : $750.00 aspire card: $300.00 orchard bank : $300.00 2006 hyundia sante fe 16,250 10%interest |
|
|
|
|
08-14-2006, 06:36 AM
|
#2 |
|
Super Moderator
B/F Guru
|
Yes, there is life after bankruptcy....... buying autos and homes is still possible.....
Now use that "fresh start" wisely......... |
|
Minny
 "It's amazing the paths that our feet sometimes follow in life". My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different. |
|
|
|
|
|
08-15-2006, 05:02 PM
|
#3 |
|
Registered User
B/F Guru
Join Date: Oct 2004
Posts: 1,191
|
Good deal!
 That's a great interest rate for just out of BK! |
|
BUSY running my own credit repair services! Sorry I don't stop in so often any more!
|
|
|
|
|
|
08-18-2006, 03:11 AM
|
#4 | |
|
Registered User
B/F Newbie
Join Date: Aug 2006
Posts: 228
|
refinance car
Quote:
back, they wanted 3k to refinance, and that would only bring it down a few $$$, and that was with good credit, I hate to think what they will do with a BK, but I would like to know. | |
|
|
|
|
08-18-2006, 07:45 AM
|
#5 |
|
Registered User
B/F Newbie
Join Date: Jan 2006
Location: sanford,florida
Posts: 49
|
refinance
i,ll let you know about the refinancing soon as possible. |
|
Filed bankruptcy oct,7,2005
341 meeting on nov,16,2005 discharged on march 9, 2006 fico scores as of march 16,2006 transunion :405 equifax :506 experian: 498 hooters card : $750.00 aspire card: $300.00 orchard bank : $300.00 2006 hyundia sante fe 16,250 10%interest |
|
|
|
|
|
08-18-2006, 04:25 PM
|
#6 |
|
Registered User
B/F Guru
Join Date: Oct 2004
Location: Sunrise, Florida
Posts: 1,896
|
People have been criticized heavily here about new car purchases. To my thinking a good car is essential You really don't want someone elses problems. It can be expensive and people can lose employment. Congratulations, 10% is NOT bad. Wait and you may see your interest lower than you signed for online. Ford has done that with many of us in this forum. Personally, I'd be happy with 10%, mine was 10.75 in the end, they went down 1.5 from the contract.
|
|
"You once asked me for advice. You want some now? Never pass up a good thing." Lieutenant Jean Rasczak, Starship Troopers
Join the Mobile Infantry and save the world. Service guarantees citizenship. Last edited by robivi3; 08-18-2006 at 04:27 PM.. |
|
|
|
|
|
08-20-2006, 07:25 PM
|
#7 |
|
Registered User
B/F Newbie
Join Date: May 2006
Location: not far from you
Posts: 63
 |
I am hoping that Ford Credit come through for us. I applied this afternoon online. My husbands scores are average 640 already. We are in real need of a car because he works out of town all of the time and has to take his car and it leaves me carless most of the time!! Yall I hope that you are in good with God because we need all the righteous prayers we can get with this car situation!!
|
|
Chapter 13 conversion to chapter 7 filed 5/9/06 Auction for vehicle completed! Deed in lieu of home completed Discharged:8/16/06 and Closed:8/16/06
|
|
|
|
|
|
| Bookmarks |
«
Previous Thread
|
Next Thread
»
| Thread Tools | |
| Display Modes | Rate This Thread |
Linear Mode
|
|
Similar Threads
|
||||
| Thread | Thread Starter | Forum | Replies | Last Post |
| Car Buying Advice I. Objective evalutation of car deals | HHM | Buying a car after BK | 7 | 10-04-2009 08:49 PM |
| $585 Car Payment.....Can I keep my car? | MI_Debtor | Chapter 7 | 35 | 10-07-2008 09:33 AM |
| House, then credit car, then car? which order? | moneytree | Rebuilding Credit | 5 | 03-22-2007 11:53 PM |
| Car accident...with car in Ch13 | gsims3200 | Chapter 13 | 9 | 08-17-2006 10:40 AM |
| Is there ANY way to keep my $14K car w/$3K car exemption? | bluflax | Chapter 7 | 48 | 07-29-2006 04:48 PM |
All times are GMT -8. The time now is 05:30 AM.