New Hampshire

From Bankruptcy Forum

New Hampshire Bankruptcy Exemptions

Homestead

480:1 - Real property, or manufactured home, up to $100,000.

Personal Property

511:2 - (1) clothing; (2) beds and bedding; (3) furniture up to $3,500; (4) Refrigerator, cooking stove, and heating stove, and utensils for each; (5) sewing machine; (6) provisions and fuel up to $400; (7) books up to $800; (8) 1 hog and 1 pig, or pork if already slaughtered; (9) 6 sheep and their fleeces; (10) 1 cow, 1 yoke of oxen or a horse (if needed for farming, etc.), and hay up to 4 tons; (11) domestic fowls up to $300; (12) church pew; (13) automobile up to $4,000; (14) jewelry up to $500; (15) any property up to $1,000; and (16) Burial plot or lot: Also up to $7,000 in any property for any unused amounts allowed for items (3), (G), (7), (13), (14), and tools of trade.

512:21 - Proceeds for lost or destroyed exempt property.

Wages

512:21 - Earned but unpaid wages of debtor and spouse; payroll account deposits when designated as such; 50 times the federal minimum hourly wage per week; jury and witness fees; wages of a minor child.

Pensions

11 U.S.C. § 522 - Tax exempt retirement accounts; Traditional and Roth IRAs up to $1,095,000 per person.

100A:26 - Public employees.

103:18 - Police officers.

102:23 - Firefighters.

512:21 - Federally created pensions accruing; ERISA-qualified, IRA and Roth IRA retirement accounts.

Public Benefits

167:25 - Public assistance; aid to blind, aged, and disabled.

281A:52 - Workers' compensation.

282A:159 - Unemployment compensation.

Tools of Trade

511:2 - Tools of trade up to $5,000; arms, uniforms, and equipment of a military member; 1 yoke of oxen or horse needed for farming or teaming.

Insurance

402:69 - Firefighters' aid insurance.

418:17 - Fraternal benefit society benefits.

512:21 - Homeowners' insurance proceeds up to $5,000.

Miscellaneous

304A:25 - Business partnership property.