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| Directory | Topics | Posts | Last Post |
|---|---|---|---|
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Topics: 3,692
Posts: 41,246
Last Post:
Getting Ready to File Chapter 13
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3,692 | 41,246 |
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Topics: 1,302
Posts: 9,904
Last Post:
Already filed CH.7, looking to file CH.13
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1,302 | 9,904 |
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| Before the Discharge | |||
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Topics: 13,042
Posts: 96,855
Last Post:
My attorney has given me 2 options
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13,042 | 96,855 |
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Topics: 157
Posts: 2,044
Last Post:
Trying to Avoid Returning to Colorado
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157 | 2,044 |
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Topics: 32,001
Posts: 248,294
Last Post:
Home Maintenance Amount?
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32,001 | 248,294 |
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Topics: 14,774
Posts: 103,508
Last Post:
In process of discharge and Mortgage
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14,774 | 103,508 |
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Topics: 200
Posts: 1,271
Last Post:
Canceled extended warranty
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200 | 1,271 |
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Topics: 135
Posts: 1,370
Last Post:
Insurance Settlement questions
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135 | 1,370 |
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Topics: 5
Posts: 13
Last Post:
Medical creditor not giving up
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5 | 13 |
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Topics: 75
Posts: 447
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75 | 447 |
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Exemptions
Everything about exemptions
Topics: 739
Posts: 3,721
Last Post:
Ohio new laws april 1st 2025
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739 | 3,721 |
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Topics: 3,229
Posts: 22,196
Last Post:
Foreclosure notice before discharge
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3,229 | 22,196 |
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Topics: 3,358
Posts: 31,792
Last Post:
Very old debt
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3,358 | 31,792 |
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Repossession
Issues related to repos, tips/tricks etc
Topics: 311
Posts: 2,093
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311 | 2,093 |
by Lanced
09-26-2025, 10:14 AM
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341 Meeting
Share you 341 experience, ask questions, be ready for it
Topics: 910
Posts: 6,256
Last Post:
after the meeting
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910 | 6,256 |
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Did you get hit by adversary proceedings? Let's share our experience and help each other.
Topics: 191
Posts: 1,955
Last Post:
Victim of check scam
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191 | 1,955 |
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Business related discussions, such as liquidation of inventory, account receivables, s-crops etc
Topics: 255
Posts: 1,445
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255 | 1,445 |
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Topics: 1,320
Posts: 9,455
Last Post:
Online credit counseling
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1,320 | 9,455 |
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Topics: 23
Posts: 87
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23 | 87 |
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Post sample letters (not links) and forms which can easily be modified and used by other community members.
Topics: 12
Posts: 110
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12 | 110 |
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| After the Discharge | |||
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Topics: 3,611
Posts: 26,276
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3,611 | 26,276 |
by justbroke
09-26-2025, 11:12 AM
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Topics: 864
Posts: 6,939
Last Post:
Turned down by everyone
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864 | 6,939 |
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Topics: 1,105
Posts: 8,450
Last Post:
Discharged FHA
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1,105 | 8,450 |
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Bankruptcy is behind us, now let's discuss issues concerning jobs/employers or starting a biz
Topics: 67
Posts: 648
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67 | 648 |
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Topics: 25
Posts: 280
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25 | 280 |
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Topics: 376
Posts: 2,387
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376 | 2,387 |
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Smart Personal Finance Insights
Here we share successful money management tips, budgeting, saving, and other insights for financial success
Topics: 158
Posts: 1,738
Last Post:
Dave Ramsey and other financial experts
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158 | 1,738 |
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After Stories
How did you make out after your BK? In this forum, please share your story. 1yr, 5yr, 10yrs after BK
Topics: 57
Posts: 256
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57 | 256 |
by Zombie13
07-16-2024, 10:44 PM
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| Other Legal Forums | |||
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Topics: 14
Posts: 68
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14 | 68 |
by NwodGniog
06-18-2023, 02:16 PM
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Topics: 3
Posts: 41
Last Post:
Unmarried Fathers rights
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3 | 41 |
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Topics: 5
Posts: 35
Last Post:
Want to know about employment law
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5 | 35 |
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Topics: 31
Posts: 179
Last Post:
How to Get a Proof of Income for a Mortgage?
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31 | 179 |
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| Other Forums | |||
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Topics: 62
Posts: 941
Last Post:
delete my account
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62 | 941 |
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| Staff Category | |||
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My spouse has no debt except our mortgage which is almost paid off and current. I carry all the CC debt to the tune of 60K. On my income alone I qualify for a 7. When my spouses income is added in I only qualify for a 13. That being said, my spouses income still isn’t enough to tackle this debt without...11-07-2025, 06:16 PM
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yes i had question about statue of limitations, yes the debt im talking about is past statue of limits, i know the old creditor can't pursue this debt and sue, they have a third party working with them in trying to to get me to pay this debt, can third party sue, re age &debt for to tun in credit...11-06-2025, 02:24 PM
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My Chapter 7 no asset case has been discharged as of last month. Last Friday, a payment was sent to my PayPal from a class action lawsuit settlement I had signed up for like a year or so ago. My PayPal was -$300 and included in the Bankruptcy. The payment was applied to that negative balance. I'm having...11-04-2025, 12:08 PM