In Need of An Auto Loan

[DontJudgeME]

Hi,

I am in need of a vehicle. I submitted a on-line application and so far I have been denied by: Triad Financial
WFS
Capitol One Auto
Long Beach Acceptance Corp.
Nuvell Financial
Now I am terrified to go into a dealership. Can anyone suggest any other Lenders that deal with bankruptcy or bad credit?

Thanks

[poorme]

Those online places are nothing but application farm mills, you now have at least 4 or 5 inquiries on your credit reports.

Do YOU even know what your scores are? You should pull your reports and know what's on them. Do some clean-up if you have to (or have time). Best bet might be to go to a major dealership and speak with their special financing dept. - they can get you a loan although the rates might not be good - you can always refi in a year (13 mos) if you work on your credit and get your scores up.

For everyone - DON'T initiate ANY major, secured loan without knowing your credit situation, understanding why it's like it is, and what you plan to do about it (assuming you need to improve it, of course).