I was just discharged on the 19th. Already I have recieved 5 letters from local car dealers about financing. Is this for real? Do they get you in there and then run your credit and say beat it? I'm confused on this one people. I have learned so much in my filing, but I'm lost on this one...
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My credit scores:
Before Filing: Tr 496, Ex 496, Eq 507
Today: Tr 618 (+122), Ex 601 (+105), Eq 623 (+116) -
LOL....I got these by the dozens within the first few weeks after my discharge. These trollers watch for the discharges and then send you all kind of offers in the mail.
Anyways, most of those are probably "Fresh Start Programs" offered by the dealerships and they'll say they can get you financed and no one else can get it done. This is totally wrong. I'm sure as you have read here, that many members have had good success getting financed on their own. I would say that is your best bet, because dealerships can be decietful and take advantage of a bad situation in order to line their pockets.
Open the offers if you'd like, but most will say the same thing basically. I just threw them away. Oh yeah, eventually they'll stop coming when you dont reply.Bankruptcy History:
Chapter 7 filed - 10/12/2005 - Asset
Discharged - 02/16/2006
Case Closed - 11/08/2007
A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain ~ Mark Twain
All suggestions are based on personal experience and research and SHOULD NOT be construed as legal advice as I am NOT an attorney. Always consult with competent counsel in your area with regards to your particular situation. -
I have not even been discharged yet and am getting auto dealership offers. I get about 3 per week. I probably will not be discharged for another month at least.Comment
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