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can you work at a bank after BK?

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    #16
    While it's true some employers will shy away from hiring individuals that have declared bankruptcy, it really all depends on the type of job you're applying for. Want to work as a bank teller? Expect a credit check and a prompt denial if you've had a lot of financial problems. They'll view your bad credit as a sign of financial irresponsibility.
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      #17
      Certain industries look down on bk particularly harshly the financial industry is one of them. The theory is that if you filed bk you may be more likely to steal. Other industries could care less about your bk.

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        #18
        Someone had mentioned bringing up the BK in an interview... I would not do that. If the opportunity arose while talking to someone in HR/Recruiting then I might bring it up as they are likely to have run into that many times over. The reason that I would not bring it up in an interview with a potential manager is that in most cases they wouldn't know (and shouldn't know) that BK was the reason that HR said not to hire you even if that was the case. From a legal standpoint I do not believe that HR at the hiring company could directly share that information with the hiring manager ( they could just say something like that you failed their background check or something). So telling the hiring manager doesn't gain you anything, but depending on the viewpoint of the hiring manager it could be a turnoff and cost you a call back even if you cleared the HR requirements.

        At least that is my take.

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          #19
          Well, you can give it a try.

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            #20
            Originally posted by Postbankrupt View Post
            Certain industries look down on bk particularly harshly the financial industry is one of them. The theory is that if you filed bk you may be more likely to steal. Other industries could care less about your bk.
            This is incorrect. Many industries, including banking/financial services conduct a pre-employment credit check, and will not hire people with an excessive debt load, delinquent debts, collections, and/or judgments. The theory is that such individuals would be more likely to steal, accept bribes, or be distracted by their financial problems. However, after declaring bankruptcy and receiving a discharge, the financial problems are all gone. As far as the employer is concerned, the prospective employee no longer has any debt, collections, or judgments which would be an issue to the company.

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              #21
              You most certainly CAN work at a bank after filing bankruptcy. I had been working for a bank for about a year before we filed a Chapter 13. Fast forward 60 payments and a relocation: Our case has not yet been discharged or closed, and we still haven’t put our house on the market. However, I was able to secure a banking job with absolutely no problem. They did NOT pull my credit history, only criminal and education history. Also, at my former bank, they DO pull your credit report, but each branch president can decide whether a person is worth the risk. Depending on your circumstances, a bankruptcy may not be a deal breaker.

              Also, I start my new job TOMORROW!
              Last edited by May2014; 05-27-2019, 07:13 PM.
              Chapter 13 - May 2014
              Broke but not broken...

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