Posted this in wrong forum
So hope it was okay to move it here?
Hi all!
Recently I sent registered letters to all 3 CRA and also to the 2 junk debt buyers that had made claims, not once but twice, for the same amounts.
Same account #'s with the exception of one that had added the last 4 #'s of the credit card #!!
Both of these creditors were included in my C13 and paid their %. Final discharge was back in June
So when I had a report pulled for a pre-approved mortgage loan, lo and behold I was still in debt for 50K...was I iritated...nah I was furious.
Hence the letters requiring sending back those little green cards and guess what?
All three CRS's have cleaned up their acts and my scores are in the high 600's to 700's and I am waiting to hear IF the bank has accepted my offer.
The property is off the market and so it appears my deal is pending.
There are a plans out there that will help first time buyers, some with zero down
Finishing a C13 is not a walk in the park, especially now.
I wish everyone with an ongoing BK to hang in there and keep coming back to this forum, support is here along with great advice.
And if your BK has ended and you are having problems, write those letters. Stand up for your rights. It's just plain wrong to have done your best only to get kicked down again!
Don't let it happen......get pro-avtive and go for the juggler!!
You've earned that right!!
Miss Posh
Giddy with excitment as the end is HERE!
Filed 9/18/03~341 10/18/03~Confirmed~11/18/03
Final Discharge~6/24/08
Hi all!
Recently I sent registered letters to all 3 CRA and also to the 2 junk debt buyers that had made claims, not once but twice, for the same amounts.
Same account #'s with the exception of one that had added the last 4 #'s of the credit card #!!
Both of these creditors were included in my C13 and paid their %. Final discharge was back in June
So when I had a report pulled for a pre-approved mortgage loan, lo and behold I was still in debt for 50K...was I iritated...nah I was furious.
Hence the letters requiring sending back those little green cards and guess what?
All three CRS's have cleaned up their acts and my scores are in the high 600's to 700's and I am waiting to hear IF the bank has accepted my offer.
The property is off the market and so it appears my deal is pending.
There are a plans out there that will help first time buyers, some with zero down
Finishing a C13 is not a walk in the park, especially now.
I wish everyone with an ongoing BK to hang in there and keep coming back to this forum, support is here along with great advice.
And if your BK has ended and you are having problems, write those letters. Stand up for your rights. It's just plain wrong to have done your best only to get kicked down again!
Don't let it happen......get pro-avtive and go for the juggler!!
You've earned that right!!
Miss Posh
Giddy with excitment as the end is HERE!
Filed 9/18/03~341 10/18/03~Confirmed~11/18/03
Final Discharge~6/24/08
Comment