I also could use some help buying a house. My chapter 7 was discharged in 2002. I have been making a car payment and a visa payment religiously. HSBC actually lowered my car rate 2 months ago. My scores from FICO are
607- Transunion
590 equifax- nothing states IIB???...
603 Experian.
I currently live in a duplex(myself and my mother on title, she is on the loan)
I have been looking at reo's to purchase and have found one I want, however I dont have an agent and don't want to have my credit looked at an additional 3-5 times.
Any help or advice is appreciated.
Thanks Leslie
607- Transunion
590 equifax- nothing states IIB???...
603 Experian.
I currently live in a duplex(myself and my mother on title, she is on the loan)
I have been looking at reo's to purchase and have found one I want, however I dont have an agent and don't want to have my credit looked at an additional 3-5 times.
Any help or advice is appreciated.
Thanks Leslie