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It's CLOSING DAY!!!

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    It's CLOSING DAY!!!

    We are going to be doing a dry closing today.

    That means, I get the keys, sign all the papers, give them my check. BUT the realtor and seller don't get their money yet. The sellers bank is slow with the payoff. The title won't actually switch banks/names until mid-week next week.

    Because *someone* was doubtful on my closing costs, I'll post my sheets sometime over the weekend. Our total closing costs including earnest money are right around $1,600.
    Filed 09/05
    Discarged 1/2/06
    Closed 1/13/06

    #2
    Originally posted by JeepMom
    We are going to be doing a dry closing today.

    That means, I get the keys, sign all the papers, give them my check. BUT the realtor and seller don't get their money yet. The sellers bank is slow with the payoff. The title won't actually switch banks/names until mid-week next week.

    Because *someone* was doubtful on my closing costs, I'll post my sheets sometime over the weekend. Our total closing costs including earnest money are right around $1,600.
    WOO HOO .....how exciting!!!
    What a wondeful way to start the weekend, and best of luck on your new adventure!!

    GOOD LUCK !!!!!!

    I can't wait until we can post about our first house!

    Comment


      #3
      This is our 3rd, we've learned a lot of lessons with the previous two. We have some major painting/cleaning to do this weekend. If we get it done by Sunday on Monday we'll start moving. If not, then we wait until the Holiday weekend and start moving!
      Filed 09/05
      Discarged 1/2/06
      Closed 1/13/06

      Comment


        #4
        Congrats, JM!!

        Your new home will be all clean and fresh and you'll be moved in in no time at all!!
        Filed Ch 7 - 09/06
        Discharged - 12/2006
        Officially Declared No Asset - 03/2007
        Closed - 04/2007

        I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

        Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

        Comment


          #5
          I am so proud of you JeepMom, I see my self in that position about this time next year. ENJOY IT. you've done good.
          Discharged 2/27/06, closed 6/1/06

          Comment


            #6
            I told dh this mornign before he left for work I felt like I truely accomplished this and made this possible. He makes the money but I've done 95% of the actual leg work to get this done. It's scary though that I have purchased a house in his name and no one has ever talked to him directly on the phone.
            Filed 09/05
            Discarged 1/2/06
            Closed 1/13/06

            Comment


              #7
              YOU DONE GOOD GIRL.....................

              Now enjoy painting, decorating, and setting up housekeeping in a whole new place.

              A new start in life, in a new place, with new dreams......

              SOUNDS GOOD TO ME.............
              Minny

              "It's amazing the paths that our feet sometimes follow in life".

              My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

              Comment


                #8
                HOORAY!

                Congrats and good luck today!
                BUSY running my own credit repair services! Sorry I don't stop in so often any more!

                Comment


                  #9
                  It's not closing day anymore....BUT I'm still getting the keys in a about 45 minutes!

                  The sellers bank has put a stall on things. The sellers are still handing us the keys because they know we need to get in and paint.
                  Filed 09/05
                  Discarged 1/2/06
                  Closed 1/13/06

                  Comment


                    #10
                    Originally posted by JeepMom
                    It's not closing day anymore....BUT I'm still getting the keys in a about 45 minutes!

                    The sellers bank has put a stall on things. The sellers are still handing us the keys because they know we need to get in and paint.
                    Sorry to hear that JM. Hopefully things will iron themselves out and you can shoot for monday. In the meantime, enjoy painting over the weekend. Congrats!
                    Filed: 08/09/06
                    341: 09/18/06
                    Discharged: 11/22/06
                    Closed 11/30/06

                    Comment


                      #11
                      Originally posted by JeepMom
                      It's not closing day anymore....BUT I'm still getting the keys in a about 45 minutes!

                      The sellers bank has put a stall on things. The sellers are still handing us the keys because they know we need to get in and paint.
                      Did you get your keys, JM? Hope so - there's something so satisfying about walking through your own new home and dreaming about everything you want to do to make it your own. Enjoy the joy!
                      I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

                      06/01/06 - Filed Ch 13
                      06/28/06 - 341 Meeting
                      07/18/06 - Confirmation Hearing - not confirmed, 3 objections
                      10/05/06 - Hearing to resolve 2 trustee objections
                      01/24/07 - Judge dismisses mortgage company objection
                      09/27/07 - Confirmed at last!
                      06/10/11 - Trustee confirms all payments made
                      08/10/11 - DISCHARGED !

                      10/02/11 - CASE CLOSED
                      Countdown: 60 months paid, 0 months to go

                      Comment


                        #12
                        We have the keys. Hubby is hoem right now on a break to eat some dinner.

                        LOTS of holes to cover up before painting!
                        Filed 09/05
                        Discarged 1/2/06
                        Closed 1/13/06

                        Comment


                          #13
                          Congrats!

                          Comment


                            #14
                            Originally posted by JeepMom
                            We have the keys. Hubby is hoem right now on a break to eat some dinner.

                            LOTS of holes to cover up before painting!
                            Great news, JM! Finally you can get started making this new home your own! Congrats to you, hubby, and kids!
                            I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

                            06/01/06 - Filed Ch 13
                            06/28/06 - 341 Meeting
                            07/18/06 - Confirmation Hearing - not confirmed, 3 objections
                            10/05/06 - Hearing to resolve 2 trustee objections
                            01/24/07 - Judge dismisses mortgage company objection
                            09/27/07 - Confirmed at last!
                            06/10/11 - Trustee confirms all payments made
                            08/10/11 - DISCHARGED !

                            10/02/11 - CASE CLOSED
                            Countdown: 60 months paid, 0 months to go

                            Comment


                              #15
                              WOWOWIE!!!!!!!!!!!!!!
                              You got a mortgage only 8 months out of BK????????
                              That's amazing!!!!!!!!!!!!!

                              I would be so scared to get a mortgage now, I am afraid to owe anybody anything.

                              Congratulations! Good work! I wish you much happiness in your new home!

                              Originally posted by JeepMom
                              We have the keys. Hubby is hoem right now on a break to eat some dinner.

                              LOTS of holes to cover up before painting!

                              Comment

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