Discharged debts on a new card?

[almostthere]

Orchard Bank was one of my creditiors but they approved me for a CC. I thought I heard somewhere that some banks can actually tag on old debts to a new card even if the old debt was discharged through BK.

Is this true or a myth? Has anyone actually have this happen to them? With Orchard?

Thanks!

[HHM]

It's more myth than fact.

This circumstance can arise when you actually bank at the institution who underwrites the credit card...typically small credit unions and their cross-collateralization of assets and debt. Still, it is exceedingly rare and is usually due to a mistake than a deliberate attempt to revive a discharged debt.