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How long to raise my FICO score?

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    How long to raise my FICO score?

    Hi all,

    I received my discharge on 3/2006 and obtained several new lines of credit in past year. All payments made on time and keep balances low. I checked my FICO and it is only 609 and wondering how long it will take to raise my FICO from 609 to 720 since it looks like my score is not going up at all. The only mark on my credit is the discharged BK.

    #2
    Your FICO score may change daily. Are you sure your credit reports are accurate?
    regards,
    emoney

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      #3
      credit report accuracy

      I pulled all 3 credit reports. I found one error and sent dispute to the credit agency.

      OK have all 3 FICO scores:

      Experian: 701
      Equifax: 642
      Transunion: 646

      Why are they different? I have same exact things on all 3 credit reports. Makes no sense at all.

      My goal is to get my FICO scores up to 750+ in next year or two. so that I can obtain a mortgage for a new home. I have been paying all new lines of credit on time since the BK discharge.
      Last edited by mixxalot; 08-02-2007, 11:36 AM. Reason: correction

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        #4
        Originally posted by mixxalot View Post
        My goal is to get my FICO scores up to 750+ in next year or two. so that I can obtain a mortgage for a new home.
        Yeah good luck with that one. 750+ FICO with a bankruptcy under 2 to 3 years?

        Would you like to buy a used bridge in Brooklyn New York?

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