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disputing credit reports

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    disputing credit reports

    After viewing my credit reports and disputing with Equifax online I basically got no results. I have around 4-5 accounts that do not show IIB. The accounts show charge-offs and as having been transferred. Now, does anyone have any suggestions as to how to get these taken care of? Do I need to mail letters to the credit reporting bureaus or do I need to mail letters to the original creditors along with a copy of the bankruptcy petition.
    Help me please.

    #2
    Since the credit agencies won't correct, now you need to mail letters to the original creditors with a copy of your bankruptcy discharge. Send the letters registered return receipt. Here's some excellent letter examples to help craft what to say - http://www.debt-n-credit-letters.com/#Scripts - just scroll down to the Credit Report Dispute Letters section.

    Good luck - be sure to keep us posted how your additional repair efforts go!
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

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