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National City Secured?

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    #1

    National City Secured?

    Does anyone have a national city secured credit card? I went to their website, and they are only offering 3 unsecured credit cards for my zip code (Cleveland, OH)

    Do I have to apply for a regular card, and then be offered a secured card if I don't qualify for an unsecured card?

    Thanks,
    jetset
    Tags: None
    #2
    Why would you want a "secured card" with National City????? Its normally considered an "unsecure creditor" unless you have a mortgage/loan with them....
    Minny

    "It's amazing the paths that our feet sometimes follow in life".

    My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

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      #3
      With National City, their secured cards are for building credit history, meaning those with minimal or no credit history can get a secured card. Nevertheless, I use National City for my everyday banking and I have been told that those with BK's can not get a CC or auto loan until the BK has fallen off the credit report. Of course this is what I've been told by the Branch Mananger and the Loan Officer, so don't take my word for it.
      Bankruptcy History:
      Chapter 7 filed - 10/12/2005 - Asset
      Discharged - 02/16/2006
      Case Closed - 11/08/2007

      A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain ~ Mark Twain

      All suggestions are based on personal experience and research and SHOULD NOT be construed as legal advice as I am NOT an attorney. Always consult with competent counsel in your area with regards to your particular situation.

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