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discharged 13 vs. dismissed 13??

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    discharged 13 vs. dismissed 13??

    I have a question. short story is started a 13 by mistake. dismissed by my choice 7 months later.
    then refiled a 7 and had it discharged.

    EX was showing the 13 has just filed on my report, was just showing the status has petition.
    Well I had contacted them and asked.. how can one have a 13 petition still open 10 monts before a
    7 discharge?? no change.

    Well I sent them the statement from the court discharging the chapter 13 trustee and closing my case and
    funny thing happened the 13 on my credit report now is showing discharged and closed.

    Should I leave it be??? Is the discharged 13 status better than dismissed???

    #2
    Yes, discharged is far better than dismissed. Leave it be and hope that Equifax doesn't figure out their mistake.
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

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