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Does Capital One Blacklist?

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    Does Capital One Blacklist?

    I included 2 Cap 1 cc's in my Chap7. I just applied for a card through them and they said that due to my prior accounts with Cap 1, I can not be approved and they didnt even run my credit!
    Sounds like im blacklisted. Does anyone know how long they blacklist for?

    #2
    How recently were you discharged?

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      #3
      i was discharged on Jan 30th

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        #4
        Good to know. I guess I won't waste my app. on them.
        <<I am NOT an attorney, my comments are anecdotal only. Contact an attorney for advice>>
        FINALLY DISCHARGED 92 DAYS AFTER THE 341! A NEW START!!!

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          #5
          Originally posted by loudrumble View Post
          i was discharged on Jan 30th
          Yeah, that is a fairly recent to be applying for a relatively "mainline" credit card. You need to be applying to cards like orchard or hooters. It will be a good 6 months or more (on average) before you start getting offers (or approved) from mainline credit cards. Even people who did not have credit cards with Cap One in their BK would probably be denied by them less than 2 months from discharge.
          Last edited by HHM; 03-17-2008, 12:20 PM.

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            #6
            I do not get why anyone would want to get a credit card from a creditor they bankrupted on? Start credit anew!!!
            Filed Oct 2005discharged February 2007,Shapeless in the fire's glow, tell me if you think you know,
            Who it was we were below, where we've been and where we go

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