What to do with accounts that DON'T report?

[cso5@]

Hi,
I am almost half through a Ch 13 bankruptcy.

So the thought of cleaning up credit reports occurs to me occassionally.

My mortgage is with Home Loan & Investment Bank. They do not show up on my credit reports at all. Of course, being in a Ch 13, they are paid religiously every month.

It's about the only ongoing debt I have that I pay outside my plan -- so it would be great if all those on time payments could be reported.

Can I ask them somehow to report? Or should I just leave well enough alone, because there was a time when I was delinquent with them prior to bankruptcy?

Thanks for any help.

Cat

[lrprn]

Did your mortgage company report before you filed? If they did, did you have lates showing on any of the credit reports?

[cso5@]

Nope, they didn't report before and now not now, either.

[emoney]

Reporting in optional, but a letter or visit might help.
regards,
emoney

[bkdone]

Yes, I agree. Send them a letter and ask them to please report to the credit bureau that you need. I did this and it was on my report the next month. Done. It was for my mortgage, and that's my biggest tradeline!