I didn't think to include a very old charged-off account that we had with McDuff's in bankruptcy (I don't even think they're still in business). Date of last activity was around 1992 or 1993 and I know it has been removed from Equifax. Not sure if it's listed on Transunion, I haven't looked at that report yet.
Now that I've pulled Experian report, I see they have listed McDuff's as Charged-off Account, date of last activity - March 2004!? Of course I have disputed it as being a very old account that shouldn't be on listed on the report.
I realize I made a big mistake by not pulling Experian report to file BK otherwise I would have seen it and just included it. Has anyone had experience trying to remove an old account from Experian? Especially one that has obviously been purchased by another creditor and is now reporting with current dates?
Now that I've pulled Experian report, I see they have listed McDuff's as Charged-off Account, date of last activity - March 2004!? Of course I have disputed it as being a very old account that shouldn't be on listed on the report.
I realize I made a big mistake by not pulling Experian report to file BK otherwise I would have seen it and just included it. Has anyone had experience trying to remove an old account from Experian? Especially one that has obviously been purchased by another creditor and is now reporting with current dates?
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