Should I dispute the deleted accounts?

[bkdone]

I disputed some of the errors on my husband's credit report...TransUnion. I got a letter today telling me the results of the disputes. TransUnion deleted 7 of his derogatory accounts...they were all accounts that were part of our bk. The problem is...they deleted about 4 of our 'satisfactory paid' accounts too!! Two of the accounts are old accounts...paid off years ago, but were closed in good standing. The 2 other accounts are current credit card accounts that I have added him to as an authorized user. Those accounts are a year old and in good standing too. I think that the current (open) credit cards will show up again on his report once TransUnion updates next month...I hope.

I have no idea why they investigated those good accounts! We did not ask them to... While I'm glad the derogatory accounts are gone, can I "dispute" the good accounts that they deleted seemingly for no reason? Can I ask that those accounts be put back on? Or, should I just be quiet and be thankful that the bad 7 accounts are gone?

[jp2861]

I disputed some of the errors on my husband's credit report...TransUnion. I got a letter today telling me the results of the disputes. TransUnion deleted 7 of his derogatory accounts...they were all accounts that were part of our bk. The problem is...they deleted about 4 of our 'satisfactory paid' accounts too!! Two of the accounts are old accounts...paid off years ago, but were closed in good standing. The 2 other accounts are current credit card accounts that I have added him to as an authorized user. Those accounts are a year old and in good standing too. I think that the current (open) credit cards will show up again on his report once TransUnion updates next month...I hope.

I have no idea why they investigated those good accounts! We did not ask them to... While I'm glad the derogatory accounts are gone, can I "dispute" the good accounts that they deleted seemingly for no reason? Can I ask that those accounts be put back on? Or, should I just be quiet and be thankful that the bad 7 accounts are gone?

I would hang tight for a few months and see what happens. They may report the good accounts next month and they show back up without you doing anything. If they don't, call them and ask them to report for you.

There's no guarantee that the baddies won't pop back up either.

Best to sit back and watch the reports for a few months.

[sharksfan]

I disputed 5 BK accounts that weren't reporting correctly... TU deleted them for me as well. The other CRAs simply corrected the information.