10 years later
Does anyone know how much fico score goes up after 10 years, when bankruptcy is off credit report 
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I have no clue!
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Ask the FICO People
Actually, if I had to guess, probably not much. Most of the negative effect that a BK has your credit score disappears after about 3 years if you have taken steps to improve your credit score. So, once the BK drops off, you probably won't see much of an increase.
Realize that your credit "score" is just one aspect a credito will look at in determining your credit worthiness. So even if you have a score over 700, but have a BK on your record, you may still get charged higher rates than someone with the same score with no BK on their record.
But this is only a guess. If you are coming up on your 10 years, maybe you can let us know when it happens.Comment
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