Free annual credit report.

[skyblue]

You can get your credit report from all three credit bureau for free each year.

Here is my question -

How does this 'annual' implies?
Can you pull out your report starting from every January or does it counting down from the day you pull out your report?

[Flamingo]

It's from the day you first pull the initial report. You may have months afterwards of disputes.

[Cali]

I wouldn't pull all 3 at the same time. I would pull 1, wait 3-4 mths pull another, repeat for the last one.

[skyblue]

I wouldn't pull all 3 at the same time. I would pull 1, wait 3-4 mths pull another, repeat for the last one.

Why would you want a do that?

[Cali]

So you will always have a credit report to check progress on. If you aren't concern about that, then you can get all 3.

Why would you want a do that?

[PaKettle]

Or you can pay a service like Equifax $5/month to have access to all 3 of your credit reports every day to conduct your credit rebuilding. That's what I did. I actually haven't had time to even use it yet, but will report back here as to my success or problems with this.

[angjbs]

5$ Month????

5$ Month???? where I check in equifax it cost 14.95/m