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How long before a credit increase with Orchard Bank

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    How long before a credit increase with Orchard Bank

    If you have Orchard Bank, how long did it take before they would increase your credit limit. When it happened did you have to ask or did they automatically do it? Thanks
    Filed 01/31/08
    341 03/10/08:
    Last day for Objections 05/09/2008
    DISCHARGED AND CLOSED 05/12/2008

    #2
    Orchard is real slow in increasing limits. I've had mine since early 2005. They usually up you on your anniversary date. Amounts of increase vary from year to year. in 2005 they started me with a limit of $400, in 2006 they increased it to $500, in 2007 to $750, and at the beginning of this year, 2008, to $1200.
    NEVER EVER ask for an increase. They actually charge you a fee.

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