Do you know of any credit cards with Rewards for airline tickets that may be BK friendly? I would like to find one that has rewards b/c our families live out of state and it seems to get very expensive to pay out of pocket for airline tickets. I may not be able to apply with some of the more popular credit cards (i.e. american exp) w/ rewards because we included them in BK. My goal would be to use this CC to pay our mortgage and in return pay it immediately back with cash, so then I could earn the reward points from using it to pay the mortgage.
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I'm working on cleaning them up now before I apply for any credit card and I'm sure that will take some time. I just found a letter from my attorney that says I can send a copy of the schedules listing my obligations (which I'm assuming that is the schedules of credit card companies listed in my BK paperwork) and send it along with a copy of my Discharge Notice to each of the credit bureau companies. What do you think about that? I have already started disputing with Experian.Filed Chapter 7: April 2008
341 Meeting: June 2008
DISCHARGED: August 2008
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All my reports were reported everything right except for one, and it showed a Charge off when there wasn't one. I disputed it only and didn't send in my discharge paperwork.
On one of the CRAs for my hubby was reporting many accounts wrong, so I disputed them all w/out sending in paperwork.
If you feel that sending your matrix w/ discharge notice will work for you, do it. But make sure you send copies only and send CMRR.
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