Where to look?

[JeepMom]

We are looking to purchase a home. WHERE should we start looking for a lendor?

We want little/nothing down (3%). We qualify for VA.

Case was closed 1/13/06
DH took a new job on 1-1-06, we can get the last two years of bank statements without much problem. The only score I know is dh TU is 640, I don't have to be on the loan (I don't work) but my score is 584 with TU.

SO, where do we go from here?

[StaciMM]

I can recommend someone to you-though I don't know if he works with your state. (He is a broker that we'll be using this summer, has been wonderful in giving us info/advice on getting ready. That means a lot to me, as right now we're just a potential customer 4-5 months down the road.)

From what I know, if your spouse is the majority income, your scores won't matter. You mentioned that he is on a new job, but if he has been in the same field for 2+ years, that will be ok.