Hi everyone, long time no talk. The sun is starting to come out again after my whole BK process. I have had my credit reviewed by a mortgage person (discharge this month), and my median score qualifies me for 100%. I was very lucky to retain some open credit still in good standing and up to date bureau reports. She is asking for tax returns for 2004 and 2005. I am wondering if it is just better to wait and save a downpayment since my 2004 income was a disaster with the outsourcing trend in my field. Will an even higher FICO in the next year or so make any difference? I've read that interest rates will be awful anway.
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The downpayment and high credit score sure could get a lower interest rate for ya...
Keep us posted.Minny
"It's amazing the paths that our feet sometimes follow in life".
My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.
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