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    #1

    My credit score

    Hi everyone, I am just so excited I found this board it has really helped my husband and I. We filed in Oct 2005 and our BK will be discharged on March 27,2006. Well I have been working on my credit reports and my credit score with Transunion went from 637 to 680 within in a week. I disputed many items. I am just so amazed what difference it made already. I am hoping once our Bk is discharged it will go up even more. I want to start rebuilding credit. Should I wait till after its discharged to apply for a Capital One? I dont want to be turned down...
    I am working on my husband CR today.

    Thanks for everyone's input, what a great board this is....

    Maria
    Tags: None
    #2
    It's such a short amount of time, why not wait another week to be on the safe side.
    Filed Ch 7 - 09/06
    Discharged - 12/2006
    Officially Declared No Asset - 03/2007
    Closed - 04/2007

    I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

    Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

    Comment

      #3
      Sounds like your having great results with Transunion. I'm still waiting for mine to be corrected.

      I would wait till you were discharged before you apply for a card. Your not that far away from your discharge-whats another week or two. Once your discharged you should start receiving offers from the credit card companies.

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