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    feeling dissappointed

    hello everyone i hope things are going well for everyone because things are really discouraging for me . i applied for the hooters card for myself and i applied for the hooters card for my husband put each one on each others card as a additional person ,well i got my sorry letter and my husband got approved for $750.00 i have a card but through him i just can not get one good tl since bankruptcy he has three already . helpppppppp ? just don,t know what to do know.
    Filed bankruptcy oct,7,2005
    341 meeting on nov,16,2005
    discharged on march 9, 2006
    fico scores as of march 16,2006
    transunion :405
    equifax :506
    experian: 498
    hooters card : $750.00
    aspire card: $300.00
    orchard bank : $300.00
    2006 hyundia sante fe 16,250 10%interest

    #2
    I feel your pain. My husband has been getting offers since day one.. I was starting to wonder if its because his name was first

    Comment


      #3
      They should report you as an authorized user, so it will help you to establish history. Take advantage of the fact that you can work together!
      Discharged Chapter 7 09/05

      Post Bankruptcy Credit:
      Target $200 (12/05)
      Capital One $500 (12/05)
      Hooters Mastercard $2000 (04/06)

      Fico Scores: average of 646

      Comment


        #4
        Originally posted by brownlayde
        hello everyone i hope things are going well for everyone because things are really discouraging for me . i applied for the hooters card for myself and i applied for the hooters card for my husband put each one on each others card as a additional person ,well i got my sorry letter and my husband got approved for $750.00 i have a card but through him i just can not get one good tl since bankruptcy he has three already . helpppppppp ? just don,t know what to do know.
        I hope your not in a race to see who can get the most credit cards. Remember what got you into the bankruptcy in the first place. If your husband already has 3 credit cards, I think he needs to quit applying, no one really needs 3 credit cards.
        Chapter 13 Filed 4/03/06 :blink: 341 Meeting Complete 5/11/06 :yes2:
        Plan Confirmation 6/16/06 :yahoo:
        Discharged: 1/5/2010 :yahoo::yahoo::yahoo::yahoo:

        Comment


          #5
          credit cards

          no we are not in a race and its not three credit cards ,he has three positive things reporting on his credit .that,s what i meant .i just want to start rebuiling too.
          Filed bankruptcy oct,7,2005
          341 meeting on nov,16,2005
          discharged on march 9, 2006
          fico scores as of march 16,2006
          transunion :405
          equifax :506
          experian: 498
          hooters card : $750.00
          aspire card: $300.00
          orchard bank : $300.00
          2006 hyundia sante fe 16,250 10%interest

          Comment


            #6
            Thats how my husband he have 3 good lines. I only have one. But he's on that one. They told me that was the only way I could get a car. I need one credi card with my name on it.

            Comment


              #7
              Brownlayde, I thought you meant he had three cards too!! LOL
              Just be glad you are an authorized user, that will help for now.

              Comment

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