Have a question ??

[fsugirl]

We keep getting pre-approval letters from Capital One. Does that mean they have really PRE-QUALIFIED us or is it just a scam ? What are the chances of actually being approved for a card with Capital One with low APR like it says it is ?? I don't know if I trust these people or not ?

The only other cc we have is Orchard and we have paid perfectly for about 4 months.

[down&out]

You will probably get approved for a 300-2500 limit card. Capital One does issue cards to BKers.

Also - if thier pre-approval offer is still asking for an annual fee - don;t take it. Just wait a few months and Cap One will send you a no annual fee pre-approval offer.

[FilingOnMyOwn]

I got a cap one card less than a month out of discharge, without any pre-approved offers, at 15% interest.