ihello...first time here and learned alot so far....anyhow heres the ?
I filed BK 3/03 and dc on 6/03
my mortgage company at the time was principal res mortgage....and i had been with them since 02/02. They sold my mortgage to Citi Corp which im assuming is citibank....
the citibank dates are wrong......(its like they back dated me
)
They have me opening the acct 3 years prior to when they bought it.... then they have the account as closed as of 3 of 2005
also,
trans union, experian, and equifax have my citicorp mortgage as Included in BK..... They didn't even buy the mortgage until 11/04 which was almost 2 years after the bk. They were included in the Bk but only as a credit card...
they arent even reporting the payments ive made to them?
is there anything i can do about this as i would like to refi in the next year or so and the adverse remarks wont go off the report until the estimaded 2/2012!!
any response would be appreciated.....
I filed BK 3/03 and dc on 6/03
my mortgage company at the time was principal res mortgage....and i had been with them since 02/02. They sold my mortgage to Citi Corp which im assuming is citibank....
the citibank dates are wrong......(its like they back dated me
) They have me opening the acct 3 years prior to when they bought it.... then they have the account as closed as of 3 of 2005
also,
trans union, experian, and equifax have my citicorp mortgage as Included in BK..... They didn't even buy the mortgage until 11/04 which was almost 2 years after the bk. They were included in the Bk but only as a credit card...
they arent even reporting the payments ive made to them?
is there anything i can do about this as i would like to refi in the next year or so and the adverse remarks wont go off the report until the estimaded 2/2012!!
any response would be appreciated.....
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