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    FAQ maybe?

    Okay so as you know, my pace says i'm awaiting closing....

    I know I've read that in most cases student loans are not discharged, how would i even know if mine was?? I read something that said you had to show that your income does not support the loan payments, which truly mine doesnt.

    #2
    yours is not discharged unless you filed a petition with the court proving undue hardship. Not being unable to pay now does not meet this criteria, it's the fact that you can't meet it now, and due to circumstances beyond your control, will NEVER be able to make your payments without it forcing you into an impoverished state. Typically these petitions are denied and involve a lot of legal proceedings and wrangling with the court, so it seems highly unlikely that yours are discharged if you don't even know about it, believe me, you'd know if you had fought that extremely tough battle!
    Filed CH 13 September 17, 2007
    Plan Modified July 8, 2009 from $1100/month to $400/month due to change in income, finally discharged in July of 2013!

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      #3
      k thanks for your help!

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