Student Loans totalling $4k were included in my BK discharge list of debts in Feb 2007. Student loans are not normally discharged, that I know. After my discharge, my student loans on my credit report showed a zero balance and "paid as agreed". I received a letter from Federal Student Aid 18 mos later stating that I still owe. Sent my discharge papers in and they say I still owe. Been making payments agreed upon. However, I still question if I need to repay this. In my discharge file, even though listed in schedule of debts and I don't see anything saying that that is exempt, do I owe this or not? It is understood that even if listed, it still must be paid back anyway?
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Originally posted by rexdog View PostStudent Loans totalling $4k were included in my BK discharge list of debts in Feb 2007. Student loans are not normally discharged, that I know. After my discharge, my student loans on my credit report showed a zero balance and "paid as agreed". I received a letter from Federal Student Aid 18 mos later stating that I still owe. Sent my discharge papers in and they say I still owe. Been making payments agreed upon. However, I still question if I need to repay this. In my discharge file, even though listed in schedule of debts and I don't see anything saying that that is exempt, do I owe this or not? It is understood that even if listed, it still must be paid back anyway?If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.
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Unless you filed an 'adversary proceeding' specifically to discharge the student loans then they are not discharged.Originally posted by rexdog View PostStudent Loans totalling $4k were included in my BK discharge list of debts in Feb 2007. Student loans are not normally discharged, that I know. After my discharge, my student loans on my credit report showed a zero balance and "paid as agreed". I received a letter from Federal Student Aid 18 mos later stating that I still owe. Sent my discharge papers in and they say I still owe. Been making payments agreed upon. However, I still question if I need to repay this. In my discharge file, even though listed in schedule of debts and I don't see anything saying that that is exempt, do I owe this or not? It is understood that even if listed, it still must be paid back anyway?
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