I simply cannot make the payments as set by the Trustee. If/when I'm dismissed, what are my options??? Can I file chapter 7?
Please help.
Please help.
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there is definitely budget shock in a chapter 13. Really makes you think about where every penny goes. Perhaps you can convert to a chapter 7 if you qualify for it. But ususally a chapter 13 is filed to save an asset or because you couldn't qualify for a chapter 7. -
Are working with a lawyer, and did you file Ch 13 to save an asset (like your home)?Filed Ch 7 - 07/10/08
341 Meeting - 08/13/08
DISCHARGED! - 10/15/08
CLOSED - 10/20/08Comment
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If you are dismissed as you ask, you are right back at square one before you filed. When did you file? You want to avoid dismissal if at all possible. Immediately call your attorney and advise him/her of your situation. Do not stop making payments and not notify him/her._________________________________________
Filed 5 Year Chapter 13: April 2002
Early Buy-Out: April 2006
Discharge: August 2006
"A credit card is a snake in your pocket"Comment
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Did you situation change since you filed? Income change?Filed: October 1, 2007 341: December 10, 2007
CONFIRMED: December 10, 2007
Payment: $825 / Mo. for 5 Years-29 MONTHS OF Pmts Down 23 to go!Comment
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