I'm starting the BK 13. My attorney said I could probably be able to not have to pay back any of my CC debt but if I want to keep my truck, then that will be in the plan as well as his fee of $3K. I owen about $9700 on my truck and that's right about what it's worth. I make just enough money to get by and be able to make the truck payments of around $255/mo. My income is well below the means test for Oregon. I'll make about $15K or thereabout this year and I still will have to pay my taxes being I'm self-employed. Can I be comfortable thinking I might be able to get a plan of maybe less than 60 months?
Thanks!
Thanks!
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