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    Payment amounts?

    I'm starting the BK 13. My attorney said I could probably be able to not have to pay back any of my CC debt but if I want to keep my truck, then that will be in the plan as well as his fee of $3K. I owen about $9700 on my truck and that's right about what it's worth. I make just enough money to get by and be able to make the truck payments of around $255/mo. My income is well below the means test for Oregon. I'll make about $15K or thereabout this year and I still will have to pay my taxes being I'm self-employed. Can I be comfortable thinking I might be able to get a plan of maybe less than 60 months?

    Thanks!
    Filed CH13 November 2008
    341 with confirmation recommendation Jan 7/09 100% payback to secured and 10% to unsecured.Plan completed and discharge 02/20/13

    #2
    If you make so little why are you not going chapter 7?

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      #3
      Originally posted by ansky0007 View Post
      If you make so little why are you not going chapter 7?
      Because I don't want to have to sell off my business stuff and my attorney said that with a 7 I could be forced to do that. No? Plus I get to keep my gun and my boat...which is all I got from my divorce.
      Filed CH13 November 2008
      341 with confirmation recommendation Jan 7/09 100% payback to secured and 10% to unsecured.Plan completed and discharge 02/20/13

      Comment

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