Wells Fargo...ooooo

[michele71]

So I pulled my credit report today because like I said in earlier posts Zales dumped my debt and I wasnt even 30 days late. So I just pulled out of curiosity to see if the JDC appeared on my report. Well they didnt post a charge off yet but...Wells Fargo reported me as 30 days late. This is funny--I was current. My payment was due on November 9--I filed on the 25th. The part that gets me is it was December 3rd--not even 30 days. I called Wells--they said Oh so sorry we will fix it..blah blah. Of course I challenged it with the CB. I am not really concerned with the report since it is shot anyway from filing (which the BK is showing on my report) but it is the principle. They could at least report correctly..I told the lady I think they are punishing me for filing BK since I notified them over the phone 2 weeks prior. She denied it but please---stupid I am not. I tried to time my filing so that there would be nothing 30 days late so the damage that is there would not be as bad, they are the only ones that are reporting wrong. I am gonna check in another few months and see what materializes.