So I looked on pacer today and see that my mortgage company filed a claim -- i am paying them outside the plan and am current on payments (never been late). I noticed that they also want 350.00 for filing the claim. Do I need to be concerned about this?? I dont understand why they filed the claim?? Any help would be great!
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Filed 11/25/2008
Confirmed 3/10/2009
Last payment made 2/2012...
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My mortgage company filed a calim as well. I think they have to show as filed even if you pay them outside the plan.Filed Chapter 13 05/23/08
Converted to Chapter 7 Jan 2012
Discharged April 2012 -
Correct, they need to file a claim regardless of how they are paid. Nothing to worry about.Comment
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well I am ticked off because along with them filing I am now responsible for another 350.00 -- I guess I have to pay that???Filed 11/25/2008
Confirmed 3/10/2009
Last payment made 2/2012...Comment
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I'm not sure what that's all about, but in the whole scheme of things, 350 is not much and will be paid through your plan.Filed Chapter 13 05/23/08
Converted to Chapter 7 Jan 2012
Discharged April 2012Comment
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Same situation here. GMAC mortgage charged me a $175 fee. They haven't really attempted to make me pay it, but it is a line item on my statement every month.Comment
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Bring it to the attention of your attorney. What they are doing is charging you fees for the extra paperwork they will incur as to your BK and moving your account to their BK Dept. Like it costs $350.....We did not have any charges like that and we paid outside our Plan.Originally posted by michele71 View Post_________________________________________
Filed 5 Year Chapter 13: April 2002
Early Buy-Out: April 2006
Discharge: August 2006
"A credit card is a snake in your pocket"Comment
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We didn't. ( unless they have secretly tacked it onto our principal, which honestly I would never notice anyway)Originally posted by michele71 View Post
Our mtg co did the same thing yours has done, and then some. They actually filed a claim for the legal fees, showing it as an arrearage. Then our trustee objects to confirmation because we are paying the mtg outside the plan and supposedly behind. It took a year of going back and forth, canceled hearings, etc to finally get it straightened out. But that claim for the legal fees just sat there and was not paid out of my 13 funds.
So hold out hope, but I agree with the others, in the long range 350 isn't that much if you do have to pay it.Chapter 13 filed -8/12/04
Plan approved- 7/11/05
Date discharged--10-12-2007
Date closed- 12/6/2007:yes2::yes2:Comment
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