So still dealing with my attorney on the modification front. One of the reasons that I was so slow to try to get a modification was that I was scared that they would tell me that my plan was not fundable (since my plan was $700 and I took a $2200 pay-cut) and it wasn't. At least not at 36 months. So now it looks like I am going to be in a 54 month plan with a $440 payment, which is much more do-able at present. Husband is doing the SAHD thing and that took an additional $700 expense out of my budget. So it's looking good. Kinda sucks going from 3 years to 4.5, but at least it's not over and I haven't gone through all of this for nothing.
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