Once my chapter 13 is done( next year), I would like to purchase a mobile home with cash. Nothing fancy of course just something small and used. Will I have to pass a credit check to live in a park?
-
-
Whether a credit check will be required depends on the mobile home park you choose. Also remember that you've been making on-time payments with your Ch 13 for years - that can help your credit scores.
I wouldn't worry about it....if asked, be honest about the bk. Since you'll own your mobile home outright, that will help persuade the park that you'll be a reliable resident.
Good luck and congrats for making it through your Ch 13 so far - hope your last year goes quickly and uneventfully!I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go -
There is no law that will prohibit them from extending credit or entering into some monetary relationship with you because of your BK.
However, they are their own For-Profit entity. They possess the ability to do business with anybody they choose and they do not have an obligation to work with you.I do not provide legal advice. All I do here is give my two cents as an opinion and at least share some of the facts that I know. Attorneys can provide legal advice, so go ask them or hire one.Comment
Comment