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letting the car go while in ch 13!?

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    letting the car go while in ch 13!?

    hello folks,

    I just talked to the attorney's office (attorney's assistant) and not sure she gave me right advise/answer... so before I setup appt with my attorney and spend money, I though I'll take your expert openion:

    I have two cars: one paid-off and another financed. Car payments are outside the plan and is $450 per month. Car value is way less than the finance amt.

    Question: What if I stop making the payments and let it go in repo.? According to attorney's office, it's OK so long payments are outside the plan. She said the finance company will notify BK court and my plan will NOT change. That doesn't seems right and though I'll ask here.... secondly, someone I know is willing to finance another car while I'm in BK. not sure what to do!!!
    12/31/08: Filed for ch 13. (FICO: 605 as of 1/5/09, 648 as of July 2010). 02/11/09: 341 mtg. Plan confirmed for $200 per month for 36 months... (20 down 16 left)

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